Creative Ways to Combat Out of Control Childcare Costs

cost of daycare, baby sitterThe high cost of childcare is one reason many parents decide to stay at home. However, there are times when outside childcare is ideal or the only solution. Unfortunately, the cost of good quality childcare is rising, and parents might be at a loss as to how to afford it.

There is hope. Use these creative methods to help you get ahead of the game and also know that your child is getting the best possible care.

* Hire a family member – Having relatives who live nearby is a godsend. Maybe grandmom or granddad can watch the little tyke until the parents come home. Paying them a fraction of what you were paying the facility (plus providing food and other necessities for your child) helps them out (especially if they are on a fixed income) and you as well.

* Get help on the job – Dependent childcare spending is a program that allows employees to put aside money to pay for their childcare bills. The money comes out so you don’t notice it and you can budget the rest of your take-home pay accordingly to meet your household needs.

* One spouse stays home – This proposition, while favorable, is not always feasible. You may have to work out your budget beforehand to see if it will work. The spouse who makes the most will obviously be the one to keep working. The other spouse, while taking care of the child, may also opt to do the majority of the household chores to balance out the longer work hours of the other spouse.

* Share a nanny – If you have good friends who also have childcare issues, go in together and hire a nanny. They can watch both your children for you when you need them to. Nannies are a bit more expensive, but sharing the cost will help with that.

* Find extra work – There are numerous ways to find extra income online. Do you like to write? You can take up writing work on sites like Elance and Associated Content. Elance also hires software people, website designers and programmers. You can also sell your attic full of collectibles at auction on eBay to make mad money to pay for childcare bills.

* Switch shifts – It is ideal for both spouses to work the same shift so that there is time for the family in the evening, but that is not always possible. Working opposite shifts can minimize the amount of time in childcare. Also, ask your employer if your job can become a telecommuting position. Working from home a few days a week will help out tremendously.

Are you looking for ways to pay for rising childcare costs? Begin with these examples.


  1. This is such a great post! Childcare costs is a huge dilemma families face–it is incredibly high and only increasing as the years go by, making it incredibly hard for families to afford the cost. Thanks for your suggestions! I never even considered sharing a nanny–that is an excellent idea!
    Heidi recently posted…Beecology Paraben-Free Body Care Review and GiveawayMy Profile

  2. Hey Corrine,

    Indeed an interesting post. Sometimes the cost gets up and go out of hand, but that’s just the part of life for me, I never really bothered about it.

    ~ Donna
    Donna Merrill recently posted…Top 7 Best Table Tennis Paddles/Rackets for Spin 2017My Profile

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